Retirement Savings Calculator
Model retirement account growth from today's balance, monthly contributions, years until retirement, and assumed return. See whether you are on track and how small contribution increases compound over decades.
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Amounts formatted for your region — math stays the same
Retirement projection
- Balance at retirement
- $1,475,835
- Years until retirement
- 35 years
- Total contributions
- $260,000
- Investment growth
- $1,215,835
Guides that use this calculator
Step-by-step how-tos with tips from real projects.
Index Fund Investing for Beginners: Own the Market Without Picking Stocks
How broad index funds work, why low fees matter, and a simple path from first contribution to a diversified portfolio.
By Priya Sharma · Jan 28, 2026
Dollar-Cost Averaging Explained: Invest Steadily Through Market Ups and Downs
Why investing fixed amounts on a schedule beats trying to time the market — and how DCA behaves in bull and bear years.
By David Okonkwo · Feb 5, 2026
Roth IRA vs. Traditional IRA: Which Account Fits Your Tax Situation?
Compare tax treatment, contribution limits, and withdrawal rules to choose Roth, traditional, or a mix for retirement savings.
By Elena Vasquez · Feb 12, 2026